Loans for individuals, businesses, and innovative projects. Fast, transparent solutions tailored to your needs.
Simulate your loan and receive a preliminary response in minutes. No obligation, 100% secure.
Monthly Payment:0 €
Total Cost:0 €
Rate:4.9%
No commitment • Instant preliminary approval • 100% secure
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We combine cutting-edge technology and personalized service to make borrowing simple, fast, and transparent.
Get your preliminary agreement in less than 5 minutes with our instant decision system.
Bank encryption and data protection. Your information is always safe.
Competitive interest rates starting from 2.9% APR. Compare and choose the best option.
Dedicated advisors are available to guide you through every step of the process.
Whatever your project, we have a financing solution tailored to your needs.
From €1,000 to €75,000 for all your personal projects
Starting at 2.9% APR
Finance your dream car with flexible payment options
Starting at 3.2% APR
Transform your home with our renovation loans
Starting at 3.5% APR
Simplify your finances by consolidating multiple debts
Starting from 4.2% APR
A simple and quick 4-step process to obtain your financing
Use our calculator to estimate your monthly payments in just a few seconds.
Fill out our secure online form in less than 5 minutes.
Our system provides an immediate preliminary response to your request.
Once approved, receive your money within 48 hours directly to your account.
Making financing simple, accessible and secure for all.
Financing solutions open to all, with simplified and transparent processes.
Maximum security for your data and personalized support at every stage.
Cutting-edge technology for fast decisions and competitive rates.
Thousands of clients trust us to finance their life projects
More than 50,000 clients trust us with their financing projects.
Privat Equity is a leading online lending platform that has revolutionized the way individuals and businesses access credit in France. Founded in 2015, we have helped over 50,000 clients achieve their financial goals through transparent, fast, and secure lending solutions.
We believe that access to credit should be simple, transparent, and stress-free. Our mission is to democratize lending by leveraging technology to offer competitive rates, instant decisions, and a seamless digital experience. We are committed to financial inclusion and helping our customers make informed borrowing decisions.
At Privat Equity, we understand that every financial need is unique. That’s why we offer a full range of loan products designed to suit your specific circumstances:
At Privat Equity, we understand that every financial need is unique. That’s why we offer a full range of loan products designed to suit your specific circumstances:
Perfect for weddings, vacations, medical expenses, or any personal project. Borrow from €1,000 to €75,000 with rates starting at 2.9% APR.
Example: €10,000 over 48 months = €221/month (APR 4.9%, total cost: €10,608)
Finance new or used vehicles with competitive rates and flexible terms. Rates starting from 3.2% APR.
Example: €20,000 over 60 months = €362/month (APR 3.9%, total cost: €21,720)
Transform your living space with loans designed for renovations, extensions, or energy efficiency improvements.
Example: €15,000 over 72 months = €238/month (APR 4.5%, total cost: €17,136)
Simplify multiple debts into one easy monthly payment, often at a lower overall rate.
Example: Consolidate €25,000 of debt over 84 months = €351/month (APR 5.2%)
We take responsible lending seriously. Before approving a loan, we carefully assess your repayment capacity based on your income, expenses, and existing debts. We will never approve a loan that could put you in financial difficulty. Our advisors are always available to discuss alternatives if a loan isn’t the right solution for your situation.
Our instant decision system provides preliminary approval in under 5 minutes. Final approval typically takes 24 to 48 hours after document verification.
Our instant decision system provides preliminary approval in under 5 minutes. Final approval typically takes 24 to 48 hours after document verification.
Yes, all our loans allow early repayment without penalty. You will save on interest by repaying your loan earlier.
You will need a valid form of identification, proof of income (last 3 payslips), bank statements, and proof of address. Additional documents may be required depending on your situation.
Your monthly payment depends on the loan amount, the loan term, and your APR. Use our simulator above for an instant calculation tailored to your needs.
No, checking your eligibility does not affect your credit score. Only the formal credit application will be recorded on your history.
Join thousands of satisfied clients who have chosen Privat Equity for their financing needs.